- Regularly paying your instalments on time and making sure there are no outstanding balances on your account
- Decrease your purchase amount and try again - the total amount you wish to spend maybe too high
Good to know:
- Each purchase involves a new decision - one rejection doesn’t mean all your future purchases will be declined
- A rejection doesn’t impact your credit score negatively
- Attempting too many purchases in a short amount of time may result in a rejection, and your account may placed on hold temporarily
- The decision is not based solely on your credit score, but rather on multiple pieces of information