To pay with Zip, you need to:
- Be over 18
- Have a UK debit card
- Be living in the UK
- Have a good credit history and show responsible lending behaviour - for existing Zip customers, this means paying your instalments on time. To better understand and learn how to improve your credit, sign up for free with a credit reference agency such as Experian or TransUnion. For some customers, we haven’t been able to verify their details because conflicting information is held by the credit reference agencies
You’ll be subject to a soft credit check and will also need a smartphone - which you can verify - to be able to download the app and sign up for an account.